OCEAN POSSE INSURANCE
Ocean Posse Fleet Insurance Plan
Now Availableย ย โฆ8 Years in the Making
Weโre are, and this is rare, proud to announce the official launch of the Ocean Posse Group Insurance Program โ a global, captain-forward insurance solution designed specifically for long-range cruising vessels. This plan has been 8 years in the making, built from thousands of conversations with yacht owners, feedback from our seminars, and the lessons learned from real-world claims and policies that fell short.
If youโve ever struggled to find reliable, reasonably priced insurance for bluewater cruising โ especially with global navigation, hurricane coverage, or single-handed sailing โ this plan is for you.
Over the years, weโve seen our members declined, dropped, or given inflexible, overpriced policies. So we teamed up with one of the most respected marine insurance brokers in the business, Steve Bonnerย an accomplished sailor himself, to change that. Steve brings 37 years of experience, a lifelong sailing background, and direct communication with a top-tier underwriter.
This is not a generic policy. Itโs a purpose-built plan that reflects the real needs of the Ocean Posse fleet.
Key Features for Ocean Posse Members:
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Guaranteed Issue for vessels with a survey within 5 years (no automatic declines for minor issues)
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Fast Binding โ coverage issued within 48 hours in most cases
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Global Navigation, including Colombia, Panama, the South Pacific, and New Zealand
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Hurricane Coverage without excessive restrictions
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Agreed Value Policies (no surprises at claim time)
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Includes Dinghy, Lightning, Pollution, Towing, P&I, Medical, Uninsured Boaters, and Personal Property
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No exclusions for Canadians or foreign-flagged vessels
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Lithium batteries accepted โ DIY or pro install, no red tape
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Custom endorsements available for singlehanders, high GL needs (like New Zealand), and more
Member Benefitsโจ
All Ocean Posse members who have been part of the Ocean Posse for at least 1 year will receive an automatic 15% discount off regular premiums. Year 2 will have a premium freeze with the same premium as the prior year.ย And starting in year three, vessels with no claims receive an additional 5% discount off the year 3 premium, guaranteed. Thatโs real savings, not just empty marketing.ย We will accomplish this with our large collective group size and a mindset of all of us minimizing claims.ย Obviously, all blows up if our claims are high and we will be back on our own again.ย But several years of success will go a long way towards a permanent solution.
This plan has been vetted with the same care we bring to every partnership โ not just a checkbox for benefits, but a long-term relationship focused on your safety, mobility, and peace of mind.
How It Worksโจ
- Right now, the program is live with a simple intake: just fill out the two forms, attach your most recent survey, and coverage can be bound in 72 hours.
- Within weeks, weโll launch a custom online portal with streamlined applications, quotes, and payment โ all designed for Ocean Posse yacht owners
- Every member gets a welcome call from Steve or his team to go over your coverage, answer questions, and make sure the fit is right.
- No call centers. No corporate script. Just real service from people who understand what it means to be at anchor when the squall line rolls through.
A Major MilestoneโจThis is one of the most important benefits weโve ever added to the Ocean Posse.ย
Itโs designed to protect your vessel, your journey, and your freedom to roam.
Weโre proud to offer a solution worthy of the miles youโve sailed and the ones ahead.
Learn more and apply @
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